Get Instant Personal Loan upto Rs. 25 Lakhs | Ujjwal Finance

Fast, Transparent, and Fully Digital Loans Designed for You

Who We Are and What We Do

Ujjwal Finance, launched in 2023, is a fintech platform owned and operated by Ujjwal Finance Pvt. Ltd.

Our journey began in 2022 when Ujjwal Finance Pvt. Ltd. was founded as a neutral banking platform offering the best digital deals on personal loans, home loans, gold loans, property loans, business loans, car loans, and other financial products from over 30 banks and financial institutions in India.

Since then, we’ve reached major milestones, including over 1 million registered users, an average customer rating of 4.5/5, and a position as one of India’s largest online financial marketplaces.

Today, Ujjwal Finance is moving forward as a fully digital lender, offering flexible, transparent, and convenient loan solutions tailored for salaried and self-employed individuals.

Our operations are based at a 100-member facility located at:
210, Sabari Samridhi, 4th Floor, Mythri Park, S.T. Bus Stand, Sion–Trombay Road, Mumbai, India – 400071.

We’re actively hiring passionate and motivated professionals to join our growing team across multiple departments.

Our Journey So Far

2010

Founded

Ujjwal Finance Pvt. Ltd.

2015

Became 14th largest

Loan Marketplace

2023

Launched

Ujjwal Finance

Our Vision

Our goal is to leverage cutting-edge technology to enhance customer convenience, deliver superior service, and offer innovative, flexible loan products. We are committed to maintaining strong credit quality, improving underwriting efficiency, strengthening fraud prevention, and optimizing portfolio management.

Our Product Tenets for the Borrower include:

Instant Offer

  • In-Principle approval within 30 seconds
  • Quick Processing with same day disbursement

100% Digital Products

  • Nil physical process and paperwork
  • Disbursement through Video KYC

Flexibility

  • Choice of term loan and credit line
  • Multiple programs with flexible tenure and amount

Built-in Transparency

  • Fully transparent and no hidden charges
  • Rule-based decisions from the system

Our 100% Tech-Enabled Process V/s Conventional Process

Conventional NBFC

Branches,Referrers, Cold Calling

Organization

Bureau Consent, Wet Sign

Apply, KYC & Bureau

By Credit Manager

Offer Generation

Stamp Paper, Agreement, Wet Sign, etc.

Disbursal

3 to 10 days

Time to process

Ujjwal Finance

Web, App, Partner APIs

Web, App, eKyc

System Generated

e-agreement, esign, e-Nach, etc.

3 to 5 minutes