For personal and business loan requests, you generally need identity proof (PAN, Aadhaar), address proof (utility bills, Passport), and income proof (last 3–6 months' salary slips and bank statements).

For a business loan, you'll need the same personal identity and address proofs, plus business-specific documents like registration certificates, GST certificates, proof of business continuity, business financial statements (audited balance sheet, profit & loss statements, last 6–12 months' bank statements), and the firm's income tax returns.

Personal Loan Documents

Identity Proof:

• PAN Card
• Aadhaar Card
• Passport
• Voter ID
• Driving License

Address Proof:

• Aadhaar Card
• Passport
• Utility Bills (Electricity, Phone, Gas)
• Voter ID
• Rent Agreement

Income Proof:

• For Salaried Individuals: Latest 3–6 months' salary slips
• For Self-Employed Individuals: Income Tax Returns (ITR) and bank statements

Bank Statements:

• Last 6 months of bank statements for your primary operative account

Other:

• Duly filled application form